Insurance Needs Calculator
For information regarding other types of personal insurance including Critical Illness/ Trauma cover, Business Expense cover and Key Person Cover, please contact Hunter FP for more information.
This calculator is not intended to be relied upon for the purposes of making a decision in relation to life insurance or any other financial products. You should consider obtaining advice before making any decisions in relation to insurance. Hunter FP can provide tailored recommendations about insurance based on your circumstances in a Statement of Advice that is provided to you.
The calculator is not intended to constitute financial advice. The results presented in the calculator do not constitute an offer or guarantee that cover will be available to you. The availability of insurance will depend on specific product terms and conditions and underwriting requirements, along with your medical, financial and personal circumstances. Certain conditions, limits and exclusions on any insurance cover may apply and these are normally explained in the relevant Product Disclosure Statement and policy wording (the PDS). You should consider the relevant PDS before making any decision in relation to insurance.
Depending on the type of cover, your actual insurance need will depend on a number of factors, including income tax, the return on your investment of any insurance proceeds, your life expectancy and your actual living expenses. Any assumptions made (whether provided by you or based on our default amounts) are an estimate only and are likely to differ from your actual circumstances over time.