Superannuation | Hunter FP

kids moving out, parents enjoying coffee and making plans on how they are going to enjoy themselves.

Your Kids Have Left Home. Why Hasn't Your Spending Fallen?

Kids becoming independent but the extra money hasn't appeared? See why your 50s can be a valuable window for mortgage, super and retirement planning.

5 min read

Illustration of a balance scale comparing a home, car and personal items with superannuation, savings, shares and property, with the headline “Your Assets Could Change Your Age Pension.”

Understanding the Age Pension Assets Test Before You Retire

See what counts under the Age Pension assets test, from super and property to gifting rules, before you decide how to approach retirement.

5 min read

Split-screen retirement comparison showing two couples aged 60, each with $1 million in super. One has no mortgage and enjoys greater financial freedom, while the other has a $350,000 mortgage and faces greater financial pressure and less flexibility in retirement.

50 With $500,000 in Super, Can You Retire at 60?

Have $500,000 in super at 50? Here's how to work out if you're on track to retire at 60, and what actually moves the number.

5 min read

Long-Term Financial Planning in an Era of Constant

When Does Long-Term Planning Stop Being Long-Term?

Why constant legislative change makes long-term financial planning harder for Australians, and what it costs when the rules keep moving.

4 min read

reviewing retirement plan with financial adviser in Newcastle office

The Pre-Retirement Checklist: 7 Money Moves Australians Over 50 Should Make Now

In your 50s and wondering if you're on track? Here are 7 money moves that matter most before retirement. Book a free chat with Hunter FP.

6 min read

Couple discussing retirement plans whilst enjoying the view, retirement planning advice Newcastle Hunter FP

10 Questions Every Couple Should Answer Before Retiring

Retirement is more than a super balance. Here are 10 questions every couple should answer before retiring. Read the Hunter FP blog.

4 min read

Couple discussing retirement planning with a financial adviser in Newcastle, reviewing superannuation balance and retirement income options

Can You Retire Comfortably in Australia With $500k, $1m or $2m?

Most Australians spend years chasing a retirement number. $500k. $1 million. $2 million. But after years of speaking with Australians about retirement, one thing stands out — the balance in your super account is rarely the whole story. Here's what retirement actually looks like at each level, and the question that matters more than any number.

3 min read